Crossville, TN · Buy here, pay here
Financed on Main Street, not by a bank in another state.
10 vehicles on the lot at 948 North Main Street. We approve the financing ourselves, so a thin credit file is a conversation here rather than an automatic no.
Sending the form does not run a credit check and is not an offer of credit. Terms are agreed in person at the lot.
01
Tell us about you
A short form or a phone call. No credit check runs on this website.
02
We work out the terms
We finance in house, so the decision is made here rather than by a bank.
03
Pick your vehicle
Drive what fits the payment you agreed to, not the other way round.
Featured
Picked out this week
Who you are dealing with
A lot that does its own lending
Main Street Motors sells used cars and trucks from 948 North Main Street in Crossville, Tennessee, and finances them in house. That second part is the whole business: we are a buy-here, pay-here lot, so the vehicle and the payment plan come from the same place.
That arrangement exists for a specific kind of buyer. Someone whose credit file is thin, or damaged, or simply too new to say much. Someone who has been turned down somewhere with better advertising and no interest in the details. What a lender sees as a file, we can talk through as a situation — what you earn, what you already pay out, and what you can genuinely hold every month without it becoming a problem three months from now.
A few worth a look
Four vehicles, and why each one is here
A work truck that cleans up well
Four doors, four-wheel drive and a tow package. The kind of half-ton that tows on Saturday and parks at the job site all week.
See the detailsThe lowest-mileage thing on the lot
Four-wheel drive and the dependable V6, with enough clearance for the roads out toward the lake.
See the detailsAll-weather without the fuel bill
Symmetrical all-wheel drive, heated seats and a real roof rack, still returning close to 30 mpg on the highway.
See the detailsFor people who are done thinking about cars
A clean SE with the sportier suspension. It will start every morning for years and ask very little in return.
See the detailsReduced
Recent price drops
When something has been on the lot a while, we lower the number rather than wait it out.
Why buy here
Four things we will not budge on
The approval is decided here
We finance in house. The person weighing up whether this works is the person standing in front of you at the lot, not a scoring model at a bank in another state.
No high-pressure sales
You will not be handed from desk to desk. Look at the vehicle, ask whatever you want to ask, and go home and think about it if you need to.
The asking price is on the listing
Every vehicle shows its price. When we drop one, the listing shows what it was before, so you can see the change rather than take our word for it.
Your trade counts toward it
Tell us what you are driving now, what it needs and roughly what it has done, and we will tell you what it is worth against something on the lot.
One lot, on North Main
948 North Main Street in Crossville. Call before you drive over and we will have the keys out and the vehicle ready to move.
Driving something you would rather not be?
Tell us what it is and we will look up what it is doing at auction this week. Bring it by and we will look at it properly — no appointment, no obligation to buy anything.
Straight answers
Main Street Motors Experts Say
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The 3,000-mile rule outlived the engines it was written for. Here is what current manufacturers actually ask for.
5 Pickup Trucks Similar to the Ford F-150
The F-150 is the default answer for a reason. It is not the only good answer, and the alternatives are often cheaper used.
Come by
948 North Main Street
Crossville, TN 38555
- Monday
- Call ahead to confirm –
- Tuesday
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- Wednesday
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- Thursday
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- Friday
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- Saturday
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- Sunday
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